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More2life says that debtors can now entry greater LTVs throughout all age bands of as much as 48% on its Flexi Selection vary of fairness launch merchandise.
Its greater LTV ratios throughout this vary have two choices.
Flexi Selection (for properties as much as £2m) and Flexi-Selection Premier (for properties over £2m). Highlights of the vary embrace:
- A free power efficiency certificates on completion to assist prospects higher perceive the best way to enhance their power effectivity
- Loans from £10,000 to as much as £960,000 in England and £480,000 in Scotland and Wales
- Loans vary from £10,000 to £960,000 (or £480,000 in Scotland and Wales) on FlexiChoice
- Fastened early compensation prices in addition to a three-year compassionate clause
- The power to make ad-hoc repayments of as much as 10% of the entire money superior in every 12-month interval
The agency’s highest 48% LTV is obtainable on single life circumstances for purchasers aged 80-plus.
More2life managing director Ben Waugh says: “Because the later life lending sector evolves, we’re frequently increasing our assist for advisers by making our market-leading vary of low-rate merchandise extra available to those that want them most, irrespective of their stage in life or entry level into the later life mortgage journey
“Not solely are the charges as soon as once more among the many lowest available in the market for this product sort, however Flexi Selection additionally travels with our Core 4 options — mounted power efficiency certificates, partial repayments from day one, downsizing safety and early compensation cost exemptions for 3 years following loss of life or entry into long-term care alongside a free power efficiency certificates, making it a compelling alternative for appropriate prospects.”
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